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Flooding can happen at any time of the year, affecting your home, travel and work life. 1 in 22 homes and 1 in 13 non-residential premises in Scotland are at risk of flooding. This is why flooding is the most common natural disaster in the UK.

Residents should consider the balance between the likelihood that their home may flood and the cost of installing products that can help reduce flood damage. Try the Wheel of Flooding Fortune Game to manage a virtual home against the threat of flooding. How will you decide to invest?

Education Scotland's Ready For Emergencies website is a good way to learn about and preparing for flooding.

You can help yourself by taking simple steps:

Advice on insurance is available from the Money Advice Service. The leaflets below contain further advice and information.

Additionally, you can contact Flood Re, a joint Government and insurance industry initiative to enable you to find affordable insurance for qualifying properties that are at risk of flooding or have been flooded.

Who does what during flooding?

The Scottish Environment Protection Agency (SEPA) is Scotland's flood warning authority. It provides flooding updates and advice on being prepared for flooding.

Be aware of who does what during flooding and severe weather events. Remember that while local authorities, national agencies and the emergency services all have a part to play, the person who can usually do the most to help you is you.

The Scottish Flood Forum provides support to those who are affected by, or at risk from, flooding. A range of factsheets are available on their website.

For further information, see the SEPA website.